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FINANCIAL
Payment plan breakdown to purchase your property.
A 3000.00 euro reservation is an immediate hold against your property. This is refundable UP TO 20 DAYS ONLY.
After the 20 days the 25% is then payable - after deducting the reservation fee of course. On receipt of this payment this then confirms contract between POLARIS WORLD and you the PURCHASER, no payments are now refundable.
A further 15% is payable after 9 months.
The balance is 60% and is payable on completion.
IVA - TAXES - FEES
The purchase of a property is subject to a 7% tax (IVA). A detailed guide line listed below of what will be paid upon purchasing a property of 120,000 sterling.
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IVA at 7%
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£8,400.00
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Stamp Duty for new property
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£1,200.00
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Notary Fee (preparing escitura (title deed)), Land register fee, Legal Fees - required for making searches, translation before notary etc
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£3,000.00
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Fiscal Representation (to enable a legal representative to handle utility bills etc on your behalf)
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£85.00 approx
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2 x Power of attorney
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£115.00 approx
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2 x NIE numbers (Tax Identification Numbers)
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£115.00 approx
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2 x Spanish Wills
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£200.00 approx
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House Insurance
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£140.00 approx
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TOTAL
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£13255.00 approx
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(11% of the purchase price)
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CURRENCY
Camposol Properties can point you in the right direction for exchange specialists, to ensure excellent rates.
GUARANTEES/LEGAL
Money
A bank guarantee covering all your payments to purchase will be provided. If Polaris World were to cease trading then the secure SPANISH BANKS who have underwritten all the resorts will refund all monies.
Build
There is a 10 year policy which has been underwritten for Polaris World developments, to cover against any structural defect in your property.
Quality
Polaris World are ISP 9001 2000 certified, which means that you will be guaranteed excellent client service.
Updates
Polaris World provide a service department who guarantee you peace of mind, with regular updates regarding your purchase.
OTHER
Please feel free to contact Camposol Properties on any issues regarding Polaris World, we are here to help.
Camposol Properties do not run this business on 'pressure sales' we will go at your pace and will assist in every aspect in obtaining your dream, should you wish.